Secure Your Dream Home With Expert Mortgage Guidance
Discover the Path to Your Dream Home with Homesite Mortgage - Expert Guidance Every Step of the Way.
Explore Our Wide Range of Mortgage Solutions
Explore personalized mortgage solutions crafted to fit your financial dreams. From buying your first home to refinancing, we guide you smoothly through every step.
We offer quick pre-approval to help you shop with confidence, step-by-step support for first-time homebuyers, and personalized loan options to fit your needs, including fixed-rate, adjustable, or specialty loans. Need to refinance? We can help lower your payments or access cash, and we provide credit improvement tips to qualify for better rates.
About Us
For over 30 years, Homesite Mortgage has been a trusted name in the mortgage industry, helping families and individuals achieve their homeownership dreams. Our commitment to providing reliable, personalized service has earned us a reputation for integrity and excellence.
Whether you're a first-time homebuyer, looking to refinance, or planning your next move, our experienced team is here to guide you every step of the way. We don’t just offer loans—we build lasting relationships based on trust, transparency, and results. Let us help you make your dream home a reality.
Dedicated to Getting You One Step Closer to Your Dream Home
MLOs help navigate the complex mortgage process, offering personalized advice tailored to your financial situation. MLOs can present a variety of loan programs, including FHA, VA, USDA, and conventional loans. They streamline the process by handling the paperwork and coordinating with lenders.
Better Rates: MLOs often have access to competitive rates and lender incentives.
Mortgage Myths Debunked!
Pre-approval is not the same as final approval. It’s based on preliminary information. The loan can still be denied if financial circumstances change, such as job loss or new debt before closing.
While a higher credit score helps you get better rates, many lenders work with borrowers with fair or even poor credit. FHA loans are available to those with scores as low as 500(with 10% down). Lenders also consider factors like income and employment history.
While a 20% down payment can help you avoid private mortgage insurance (PMI), many loan programs allow much smaller down payments.
FHA loans require as little as 3.5% Down.
FAQs
Your Mortgage Questions Answered Quickly and Clearly
What is the difference between pre-qualification and pre-approval?
Pre-qualification is an estimate; pre-approval is a verified statement of borrowing power.
What is PMI, and how can I avoid it?
Private Mortgage Insurance protects lenders if you put less than 20% down. Some loans (e.g., VA) eliminate this requirement.
How much home can I afford?
Use tools like a mortgage calculator to determine affordability based on your income and debt.