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Start Your Prequalification

A few quick questions. No hard credit pull, no obligation.

5.0 average · 28 verified Google reviews · NMLS #353790

Tom Culpepper, Principal Broker · Melbourne, FL since 1999
Reviews every submission himself · 321-751-4403

You're starting a prequal — change if needed.

Step 1 · Intent Step 2 · Details Step 3 · Contact

What are you looking to do?

Buy a Home Refinance Investment Property

What state is the property in?

Homesite Mortgage is licensed in Florida. Tom will personally reach out and connect you with a trusted partner in your state.

What's your target loan amount?

Under $150K $150K – $300K $300K – $500K $500K+

What type of property?

Primary Residence Second Home Investment Multi-Family

How soon are you looking to close?

ASAP 1–3 Months 3–6 Months Just Exploring

What's your estimated credit score range?

Not sure? Your best guess is fine — we confirm this later, and there's no hard credit pull to get started.

Excellent · 740+ Good · 700–739 Fair · 660–699 Needs Work · Below 660

Found a place you love? (optional)

Based on what you've shared, Tom will review your options personally.

How can we reach you?

Full Name Email Address Phone Number

I consent to receive calls and text messages, including via automated technology, from Homesite Mortgage at the number provided. Consent is not a condition of service. Message and data rates may apply. Reply STOP to opt out.

5.0 from 28 verified Google reviews

“My adult children needed help with their 1st time mortgages! Tracy and Homesite Mortgage helped them throughout the process. Highly recommended!!!”Kevin Baker · Google review

“Tracy and Tom are amazing. They have helped me a few times over the years. I highly recommend!”Lisa Hamor · Google review

🔒 Your information is encrypted in transit, goes only to our licensed team, and is never sold. Privacy Policy

Tom reviews every submission personally. No hard credit pull.

This is not a commitment to lend. All loans subject to credit approval. Homesite Mortgage originates loans in Florida only.

Homesite Mortgage NMLS #353790

Tom Culpepper NMLS #353539 · Tracy Cody NMLS #886861 · Brandon Culpepper NMLS #1577726

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